A DEXA scan is typically HSA/FSA eligible if it is medically necessary, but elective or wellness-based DEXA scans for fitness or weight tracking may not be covered.
📌 HSA/FSA funds can be used if the DEXA scan is for:
- Bone density testing (osteoporosis screening) – Covered if recommended by a doctor.
- Monitoring bone loss due to medical conditions (e.g., menopause, fractures, chronic steroid use).
- Fracture risk assessment for older adults or individuals at high risk.
🚨 HSA/FSA funds may NOT cover:
- DEXA body composition scans for fitness, muscle tracking, or weight loss purposes.
- Scans performed at fitness or wellness centers (unless deemed medically necessary).
👉 Example: If your doctor recommends a DEXA scan for osteoporosis screening, you can likely use HSA/FSA funds. But if you're tracking body fat and muscle composition for fitness reasons, you may need to pay out-of-pocket.
How to Use Your HSA or FSA to Pay for a DEXA Scan
📌 Follow these steps to ensure your HSA/FSA covers your DEXA scan:
1️⃣ Get a Doctor’s Note (If Required)
- Some HSA/FSA providers require a Letter of Medical Necessity (LMN) from a doctor.
- If you’re getting a bone density DEXA scan for osteoporosis, fractures, or bone health concerns, request a referral from your physician.
- For elective scans (body composition tracking), an LMN is usually NOT available—check with your provider.
2️⃣ Pay with Your HSA/FSA Debit Card
- If the provider accepts HSA/FSA debit cards, simply use it as payment.
- KALOS accepts HSA/FSA cards for qualifying medical DEXA scans.
- Keep your receipt in case of an audit—HSA/FSA providers may request proof of medical necessity.
3️⃣ Submit for Reimbursement (If Needed)
- If you pay out of pocket, you can submit the receipt to your HSA/FSA provider for reimbursement.
- Attach any supporting documentation (doctor’s note, diagnosis, or prescription) if required.
👉 Example: If your HSA provider asks for documentation, submit your DEXA scan receipt along with a doctor’s note stating the medical necessity of the scan.
Does KALOS Accept HSA/FSA for DEXA Scans?
- Yes! KALOS accepts HSA and FSA payments for medically necessary DEXA scans.
- If you're booking a scan for osteoporosis screening or bone health, you can use HSA/FSA funds.
- If your scan is for body composition analysis (fitness tracking), check with your provider to confirm eligibility.
📌 How to Pay with HSA/FSA at KALOS:
1️⃣ Use your HSA/FSA card at checkout (if applicable).
2️⃣ If needed, submit your receipt for reimbursement from your HSA/FSA provider.
3️⃣ Have a doctor’s note ready if required by your provider.
The Bottom Line: Can You Use HSA/FSA for a DEXA Scan?
- Yes, you can use an HSA/FSA to pay for a DEXA scan if it is medically necessary (e.g., osteoporosis screening).
- No, elective body composition scans for fitness tracking may not be covered—check with your provider.
- KALOS accepts HSA/FSA for eligible scans—just bring your card or receipt for reimbursement.
🚀 If you're unsure whether your HSA/FSA covers a DEXA scan, call your provider to confirm before booking.
Book Your HSA/FSA-Eligible DEXA Scan in San Francisco at KALOS Today
KALOS offers state-of-the-art DEXA scans for bone density and body composition analysis. If your scan is for osteoporosis screening or medical reasons, you can use your HSA/FSA to pay.
📍 Schedule your DEXA scan today at KALOS—because real data leads to better results.
